Restaurant Insurance in Georgia

In Georgia you can find warm comfort food all around with hospitality that is hard to beat. Restaurants line the streets for residents to discover, taste and experience the incredible cuisine of the South. However, in order for restaurants in Georgia to stay open for business, they need quality insurance. At Restaurant Programs of America (RPA), we provide the best policies, coverage and guidance to our clients, whether they are just opening their doors for the first time, or if they are a local staple in the community.

Overcoming the “Fine Print” Traps

At RPA, we know how to design insurance programs to meet actual threats to a restaurant’s survival. We know how to overcome the “fine print” traps so that you get the best possible outcome without overspending. Here are some ways we can help:

  • Most carriers put a coinsurance clause in their policies. We can eliminate the coinsurance clause in our policies, so there’s no penalty to worry about.
  • Power interruptions can cause damage to your equipment and a severe loss of business. RPA provides broad coverage for these kinds of losses. We can cover food spoilage from a power outage, including blackouts and brownouts.
  • Many restaurants in Georgia insure themselves against claims by employees, but do not provide protection from customers. Our Employment Practices Liability Insurance (EPLI) can extend coverage to include claims brought by customers and/or vendors.
  • Many brokers don’t bother to read leases between restaurants and landlords. RPA makes sure the insurance program we design takes care of all our client’s contractual obligations.

Custom Tailored Insurance for Your Restaurant

At RPA, we deliver outstanding insurance solutions. We have the ability to design quality products with financially stable insurance carriers, and the flexibility to customize those products for each client. This allows our clients in Georgia to stay focused on running their restaurant business without having to worry. Learn how we can help your establishment overcome the “fine print” traps by contacting us today. We look forward to getting to know you and your business.

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