During the typical day at a restaurant, customers and employees are constantly flowing in and out. With all of this traffic in your restaurant, unforeseen problems can arise. That is why having restaurant insurance is essential to keeping your business afloat amidst possible lawsuits that could lead to massive legal fees. Accidents happen, so be prepared with restaurant insurance from Restaurant Programs of America. Your business will be safe in case of an accident and you can have the peace of mind knowing that you are ready for any situation.
General Liability Coverage
Customers that slip on an unmarked wet floor, have an allergic reaction to the food or burn themselves with a beverage may think about filing a suit against your restaurant. With RPA’s general liability insurance, you will be covered against these claims in addition to property damage involving objects brought in by the customers. That way if a customer brings a phone to your restaurant, for example, and spills coffee on it you will have coverage in case that person decides to sue.
General Liability Insurance for Restaurants
If your restaurant does catering off-site, general liability insurance could be extremely helpful to your business. Let’s say an injury occurs at a party you are catering or a piece of equipment starts a fire and causes damage, your policy will cover those incidents. It can cover damages to the property of your restaurant in addition to the possessions of your guests at a party.
General Liability Policy
General liability will pay for all of your legal fees, court settlements and bond premiums as well as expenses that could be hidden. It serves as a security blanket that you can use to fight off the lawsuit in court while continuing to build up the success of your restaurant. RPA’s team of insurance experts will assist you in finding the right policy and make sure the needs of your restaurant are met. It does not matter if you own a fast food joint or a five-star restaurant, we will provide you with the insurance that protects your business financially.
This insurance will also cover your restaurant if it is robbed, experiences employee dishonesty or crime, and even if you lose the keys to the establishment. It can even take care of product distribution problems if you are starting to lose faith in the supplier of your food. RPA is here to protect any issue that your restaurant could very well encounter.
RPA Insurance Services is located in Parsippany, NJ on Wood Hallow Road, and is ready to help you shield your restaurant from unforeseen financial trouble. Our team will address any questions or concerns that you may have, so contact us today to learn more about our offers! Give us a call at 844.358.2296 or come by the office to select a policy that will put you at ease. It is impossible to predict when an accident will happen, so be ready for it with general liability insurance from RPA.