About RPA

EXPERIENCE, FOCUS, and INTEGRITY, is what RPA stands for.

We Focus On Insurance For restaurants in the industry

RPA is a full-service insurance agency focused exclusively on the restaurant industry.

We have a history of providing the best property & casualty insurance for the restaurant industry that dates back more than 40 years.  We got our start in the metropolitan New York/New Jersey area and have expanded our expertise to many different regions throughout the United States.

RPA’s reputation as the go-to source for restaurant insurance is based on three key elements.

    • EXPERIENCE – Experience in designing customized coverage packages; experience in dealing with insurance carriers, even during the toughest of markets; experience in handling claims.


    • FOCUS – Because we only insure restaurants, we have access to the best programs and prices available anywhere.  This “market clout” allows us to obtain the most competitive cost/coverage combination for our clients.


    • INTEGRITY – We act as true advisors to our clients, always on the lookout for better, more cost-effective ways to cover risk exposures.  And we never sacrifice essential coverage in order to get lower prices.  The interests of our clients always come first—whether involving coverage, cost, or claims management.

For more on RPA’s Services check out our Service Overview pages on a breakdown or check our Program Overview to see what programs we can offer your restaurant.


we have built our reputation on


Our History

In 1952 the management of Restaurant Programs of America (RPA) built a mid-size regional insurance brokerage firm in New Jersey, offering a variety of property/casualty insurance products and services to both commercial and personal clients.

Even at that time, when insurance products were extremely standardized, the firm developed a specialty: providing restaurants with property, liability, and workers’ compensation insurance. By the late 1980s, the firm became a dominant player in the Northeast for this niche market, having developed special programs geared specifically to meet the needs of restaurateurs.

Today, Restaurant Programs of America continues its tradition of insuring restaurants, lending its expertise, knowledgeable staff, and longstanding relationships to restaurants throughout the United States. Our home office is in Parsippany, NJ, with branch offices in suburban Philadelphia, Florida, Colorado, Connecticut, California, Missouri, and North Carolina.

Our carriers are all financially sound, “A” rated companies which have demonstrated their capability to deliver client-oriented loss control and claims service. Our longstanding relationships serve our clients well in both “hard” and “soft” market environments.

INTEGRITY and PROFESSIONALISM underlies everything we do in bringing outstanding service to each and every client.

The key to delivering outstanding service is having experienced, knowledgeable, passionate people at the helm who are dedicated to achieving results.