BYOB Liquor Liability Insurance For Restaurants
When a liquor license is unavailable,
Restaurant Liquor Liability Coverage
Truly understanding what your current liquor liability coverage offers is a vital to the success of any establishment serving or allowing the consumption of alcohol on the premises. Each state carries a different set of laws for establishments that deal with alcohol, called Dram Shop laws. These laws cover situations like allowing an already intoxicated patron to continue consuming alcohol or intoxicated patrons causing harm to themselves or others. In a BYOB setting, controlling what and how much a patron consumes can be very difficult, depending on the policies already established by the restaurant, and the prior training that staff and serves have received.
Alcohol Liability Insurance for Restaurants
If your restaurant is considering the move to a BYOB platform, or are already offering this to patrons are currently not carrying liquor liability insurance, a Restaurant Programs of America agent can help guide you through the process of securing the proper coverage, as well as educating ownership and staff on the proper protocols and procedures. Each state, county, and local municipality has varying laws regarding an establishment offering BYOB, so it’s vital that your restaurant’s initial underwriting preparation is done in accordance to the laws governing your establishment. Get in touch with a Restaurant Programs of America agent today via our contact form, or call us directly at 844-358-2296.
Liquor liability coverage is one of our many programs of coverages we provide check out our Programs Overview to learn more about our different programs of coverages.